9 Different Types of Travel Insurance You Can Get with a Credit Card

What is Travel Insurance?

Travel insurance is an insurance that protects you from uncertain events happened in your travel journey, the events may occur before, during, or even after your trip.

What are the different Travel Insurance on Credit Cards?

1. Travel Accident Insurance: Covers accidental death or dismemberment during travel.

– Coverage: Up to $1,000,000 with some cards. – Exclusions: Self-inflicted injuries, illnesses, and more.

2. Baggage Loss Insurance: Protects lost or damaged luggage.

– Coverage: Up to $3,000 per passenger. – Exclusions: Jewelry, cash, electronics, and similar items.

3. Baggage Delay Insurance: Reimburses for essential purchases when luggage is delayed.

– Coverage: Up to $100 per day, for five days. – Exclusions: Certain items like hearing aids or cameras.

4. Trip Cancellation/Interruption Insurance: Covers cancellations or interruptions due to sickness or severe weather.

– Coverage: Up to $10,000 per trip. – Exclusions: Pre-existing conditions or voluntary changes in plans.

5. Trip Delay Insurance: Covers expenses during delays caused by weather or equipment failure.

– Coverage: Up to $500 per trip. – Exclusions: Known risks before departure.

6. Emergency Evacuation and Transportation: Covers medical evacuation in case of emergencies.

– Coverage: Up to $50,000. – Exclusions: Non-emergency treatments or travel for medical purposes.

7. Emergency Medical and Dental Benefit: Reimburses for medical expenses during your trip.

– Coverage: Up to $2,500. – Exclusions: Non-emergency care or experimental treatments.

8. Rental Car Insurance: Covers damage or theft of rental cars.

– Coverage: Up to $75,000. – Exclusions: Personal belongings or damage to anything inside the car.

9. Roadside Assistance: Offers services like towing or fuel delivery.

– Coverage: Up to $50 per incident. – Exclusions: Off-road areas or oversized vehicles.